Dear Clients,
We would like to inform you that, effective as of 01 July 2026, Tokuda Bank EAD is updating the following documents:
- TARIFF FOR THE FEES AND COMMISSIONS OF TOKUDA BANK EAD APPLICABLE TO INDIVIDUALS;
- TARIFF OF FEES AND COMMISSIONS FOR LEGAL ENTITIES AND SOLE PROPRIETORS;
- GENERAL TERMS AND CONDITIONS FOR THE PROVISION OF PAYMENT SERVICES.
For further information, please visit the Bank’s website at www.tokudabank.bg or contact any branch of the Bank at your convenience.
The changes are as follows:
I. The following amendments have been made to the TARIFF FOR THE FEES AND COMMISSIONS OF TOKUDA BANK EAD APPLICABLE TO INDIVIDUALS:
1) A separate tariff item has been introduced in the "Transfers" section, II. Outgoing Transfers in Euro and Foreign Currencies, for the fees applicable to the sending and receiving of instant euro credit transfers. The fees for such instant euro credit transfers shall not exceed the fees applicable to the sending and receiving of the corresponding standard euro credit transfers.
| 1.1. | in EUR from the country and European Economic Area (EEA) (incl. Instant payment) | Free of charge |
| 1. | Outgoing payments | |
| 1.2.3 | Instant payment – BLINK (country) / SEPA Instant (EEA) | 0.51 EUR (1.00 BGN) |
2) An additional provision has been introduced under the Notes section setting out the conditions applicable to the execution of instant payments, as follows:
3. The Bank executes instant payment orders if the beneficiary's bank is reachable and available to receive instant payments, 24 hours a day, 7 days a week, 365 days a year, and that the payment can be processed within the applicable regulatory time limits. The limit for instant payments initiated through Online Banking is: (a) EUR 100 per transaction."
3) The wording “SPOT/TOM/SAME value date” has been removed from Item 1 “Outgoing Transfer: EUR Transfers within the Country and the EEA (executed solely on a SHA basis)” – points 1.1.1, 1.1.2, 1.2.1 and 1.3.1.
4) In Chapter II "Outgoing transfers in euro and currency" / IV. "Express transfers via Unistream", a clarification has been added indicating that the execution of such transfers is temporarily suspended.
5) An additional point 9 has been added to the Notes regarding the value dates applicable to the execution of EUR transfers with shared charges (SHA) to banks within the European Union and the European Economic Area (EEA).
II. The following amendments have been made to the TARIFF OF FEES AND COMMISSIONS OF TOKUDA BANK EAD APPLICABLE TO LEGAL ENTITIES AND SOLE TRADERS:
1) Points 9 and 9.1 concerning the opening of deposit accounts have been removed from chapter I "Accounts opening".
2) A separate tariff point has been introduced for the fees applicable to the sending and receiving of instant euro credit transfers. Such fees shall not exceed those applied to the sending and receiving of the corresponding standard euro credit transfers in euro:
| 1. | Incoming transfers | |
| 1.1. | in EUR from the country and European Economic Area (EEA) (incl. Instant payment) | Free of charge |
| 1. | Outgoing payments | |
| 1.2.3 | nstant payment – BLINK (country) / SEPA Instant (EEA) | 0.61 EUR (1.19 BGN) |
3) An additional point has been introduced under the Notes section regarding the conditions for execution of instant payments, as follows:
3. The Bank executes instant payment orders subject to the following conditions: the beneficiary bank is reachable and available, 24 hours a day, 7 days a week, 365 days a year, and the payment is executed within the regulatory time limits. The limit for instant payments initiated via Online Banking is: (a) EUR 100 per transaction.
4) The wording “SPOT/TOM/SAME value date” has been removed from Item 1 “Outgoing Transfer: EUR Transfers within the Country and the EEA (executed solely on a SHA basis)” – points 1.1.1, 1.1.2, 1.2.1 and 1.3.1.
5) An amendment has been made to point 9 of chapter II “Outgoing transfers in euro and foreign currency” by adding the currency EUR, with the purpose of aligning fees for transfers in all currencies.
6) Point 9.1 has been removed from chapter II “Outgoing transfers in euro and currency”.
7) A correction has been made to chapter II “Outgoing transfers in euro and currency” by adding items 1.3.3, 1.3.3.1, 1.3.3.2 and 1.3.4, which had not been carried over from the previous tariff in force prior to 31.12.2025 and the introduction of the euro, and are applicable as of the present date.
8) Added point 9 in the Notes regarding value dates for the execution of EUR transfers with the SHA option for transfers to banks within the European Union and the European Economic Area (EEA).
III. A new chapter XIII “INSTANT PAYMENTS IN EURO – BLINK AND SEPA INSTANT” has been added to the GENERAL TERMS AND CONDITIONS FOR PAYMENT SERVICES OF TOKUDA BANK, reflecting the terms and conditions for the execution of instant euro transfers. In additionin point 5.8, the wording “in case of payment by direct debit” has been deleted.
In case you do not accept the above mentioned changes, you have the right to terminate your Payment Service Agreement with the Bank at any time by submitting a written request at a Bank office, without being liable for any costs or compensation.
Sincerely,
TOKUDA BANK ЕAD
This notice is provided by Tokuda Bank ЕAD in fulfilment of its obligation as a payment service provider under Article 62 of the Payment Services and Payment Systems Act to notify its customers of changes to the terms and conditions of the framework agreement entered into with the customer.